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High Point Financial Design is a DBA for Clinard Financial, LLC. Investment advice offered through GWM Advisors, a registered investment advisor. Securities offered through LPL Financial. Member FINRA/SIPC. Clinard Financial, LLC and GWM Advisors are separate entities from LPL Financial.


The LPL Financial registered representative associated with this website may discuss and/or transact securities business only with residents of the following states: FL, GA, MA, NJ, NC, SC, TX, and VA


GWM ADVISORS is a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where GWM Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by GWM Advisors unless a client service agreement is in place.

3 Stages of Transitions

Stability through Life's Inevitable Changes