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Our Process for Guiding People through the Financial Aspect of Sudden Transitions

Finding Inspiration in Every Turn

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Expanding Our Language to 
Better Understand Grief  

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As part of his healing journey to process his own grief, Brad became a Certified Grief Recovery Specialist. This designation has given him additional skills to be present with clients through their challenging moments and is consistent with his core belief that personal finance is more personal than it is financial.  The two transitions that we find often have the largest impact on people are divorce or becoming widowed. However, there are other transitions that can significantly impact you, including sudden wealth from inheritance, the sale of a business, unexpected disability, special needs family members or changes in employment. In fact, there are over 40 life events that can cause grief.

Grief can occur anytime a familiar pattern or relationship is broken.  

Unmet    or    Our Wish Was

Hopes 
Dreams 
Expectations 

More 
Better 
Different 

The reality is, grief is natural and can even lead to new meaning

“I will not say: do not weep; for not all tears are an evil.” 
– J.R.R. Tolkien 

Lesser Known 
Potential Grief Triggers 

Health Issues
Dismissal from Work
Business Readjustment
Career Change
Trouble with the In-Laws
Change in Sleeping Habits
Trouble with Boss

Quitting Smoking
Christmas
Empty Nest Syndrome
Parents Getting Remarried 
Graduating School
Going Back to School
Retirement 

The Science Behind the 
Healing Power of Tears

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Have you ever been told big girls don’t cry? Science says you should cry because all tears aren’t created equal. The neurotransmitter leucine enkephalin is produced in emotional tears and is a natural painkiller.  

The lesson: Go ahead and let it out Laughter to Grief embrace your body natural healing process

“When I was a boy and I would see scary things in the news, my mother would say to me, ‘Look  for the helpers. You will always find people who are helping.” - Mr. Fred Rogers

A Note from Brad

Becoming a Certified Grief Recovery Specialist was a natural step for me after navigating the turbulent waters of grief in my personal life. After realizing grief comes in many – often unexpected – forms, I then noticed how many similarities there were between the process of grief management and financial planning. There is no one defined path, there are twists you can’t predict, and its not something you can finish in a short period of time.

We understand the importance of giving people space to process their grief while simultaneously remaining present to bring order from the despair. There are several personal life events that not only cause grief, but also can have vast financial implications. 

WHEN THINGS ARE HARD…

“Only people who are capable of loving strongly can also suffer great sorrow, but this same necessity of loving serves to counteract their grief and heals them.” – Leo Tolstoy 

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High Point Financial Design is a DBA for Clinard Financial, LLC. Securities offered through LPL Financial. Member FINRA/SIPC. Advisory services offered through NewEdge Advisors, LLC, a registered investment adviser. NewEdge Advisors, LLC and High Point Financial Design are separate entities from LPL Financial.


NewEdge Advisors, LLC (“NewEdge Advisors”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where NewEdge Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past Performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by NewEdge Advisors unless a client service agreement is in place


The content of this website is developed from resources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult your legal or tax professionals for specific information regarding our individual situation. The opinions expressed and material provided are for general information and should not be considered a solicitation for the purchase or sale of any security.


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